Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the web platform of Anclante S.A.C. (hereinafter, "Anclante" or "the Platform"). By accessing or using our website, you declare that you have read, understood, and accepted these terms in their entirety.
1. Identification of the Owner
The platform is owned and operated by Anclante S.A.C., a company incorporated under the laws of the Republic of Peru, with RUC 20612847563, registered at the Lima Public Registry under Electronic Entry No. 14523867, domiciled at Av. Javier Prado Este 4600, Office 1202, Santiago de Surco, Lima 15023, Peru.
2. Nature of the Service
Anclante is an educational platform dedicated to disseminating content on financial education and personal finance management. Published content is exclusively informational and educational in nature. Anclante does not provide financial services, investment services, financial advisory, or securities market intermediation. The information provided does not constitute an offer, solicitation, or recommendation to buy or sell any financial instrument.
3. Permitted Use
The user agrees to use the platform in accordance with the law, morality, public order, and these terms. It is prohibited to reproduce, distribute, or modify content without prior written authorization, use the platform for illegal purposes or purposes that harm third-party rights, attempt unauthorized access to Anclante's systems or networks, and use automated devices to extract content from the platform.
4. Intellectual Property
All content on the platform, including texts, graphics, logos, images, designs, software, and any other material, is protected by intellectual property laws of the Republic of Peru and applicable international treaties. The "Anclante" trademark and associated logo are registered trademarks of Anclante S.A.C. No site content may be reproduced, modified, or distributed without express authorization.
5. Disclaimer of Warranties
Educational content is provided "as is" and "as available." Anclante does not guarantee the accuracy, completeness, currency, or suitability of the information published for any particular purpose. Financial markets are subject to inherent risks and past performance does not guarantee future results. The user assumes full responsibility for decisions made based on the information available on the platform.
6. Limitation of Liability
To the maximum extent permitted by Peruvian law, Anclante shall not be liable for direct, indirect, incidental, consequential, or special damages arising from the use or inability to use the platform or the information contained therein. This limitation applies regardless of whether such damages are foreseeable or whether Anclante has been informed of the possibility of such damages.
7. Third-Party Links
The platform may contain links to third-party websites. These links are provided solely as a reference and convenience for the user. Anclante does not control, endorse, or assume responsibility for the content, privacy policies, or practices of third-party websites.
8. Modifications
Anclante reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the platform. Continued use of the site after the publication of changes constitutes acceptance of the modified terms. It is recommended to review this page periodically.
9. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. For any dispute arising from the interpretation or execution of these terms, the parties submit to the jurisdiction of the competent courts of the city of Lima, Peru, waiving any other jurisdiction that may apply.
10. Contact
For inquiries related to these Terms and Conditions, you may contact us at: Anclante S.A.C., Av. Javier Prado Este 4600, Office 1202, Santiago de Surco, Lima 15023, Peru. Email: contacto@anclante.com.